This going go be by FAR most competitive, ruthless 2k version, EVER. And there’s a multiple reasons why:
Next Gen: I’ve seen a lot of people skipping 2k20 for various reason, yet many will come back and many that skipped multiple versions of 2k or just starting over will as well, expect the numbers of people playing to be dramatically MORE.
No Park transfer to next gen: People who would generally play park or my player in general gonna play myteam due to no transfer to next gen, some of them will stay over even when next gen is out.
Covid-19 is still there: It still gonna keep people and home and playing games, 2k included.
MT/VC Farmers say hello: expect the prices on premium cards to be extra spicy for this and other mentioned reasons above.
New game modes and feature making cards even MORE expensive: both exchange and limited event going to make certain cards scarce, expensive and just overall experience something different alltogether.
All in all due to combination of things above like amount of people playing, cards being extra expensive
and etc the competitiveness and craziness is going to be ABSOLUTELY next level.